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Commercial Loans
If your business is planning to:
- Purchase equipment and machinery
- Purchase existing real estate for business purposes
- Expand or renovate existing facilities
- Obtain working capital
- Finance inventory
- Export
MetroBank has a financial solution for you! Through a wide variety of loan programs, MetroBank works with your business to establish long-term and short-term business lines of credit.
For Application Form Download - Please Click Here
Conventional Loans
Simply contact us and our loan officer will visit with you to learn about your business, credit history, repayment ability, and collateral. Your loan application package will be reviewed, and we will give you an answer on your financing request in just 72 hours (in most cases).
Contact one of our Loan Officers at any MetroBank location for more information or e-mail us at
loans@metrobank-na.com.
Small Business Administration (SBA) Loans
This government loan program allows you to obtain larger loans and longer repayment terms than most conventional financing. As a SBA Preferred Lender, MetroBank is a leader in SBA financing.
- Flexible terms range from 5 years to 25 years
- Streamlined loan documentation and approval process allows you to access your funds quickly
- Competitive variable rate tied to the Wall Street prime rate
For more information, contact our SBA Department at (713)414-3662 or e-mail us at
SBA@metrobank-na.com.
Overseas Chinese Credit Guarantee Fund (OCCGF) Loans
This is a world-wide loan program guaranteed by the Overseas Chinese Credit Guarantee Fund. It extends business lines of credit to overseas Chinese individuals and enterprises on all five continents.
- Loan documentation requirement similar to conventional bank loans
- Flexible repayments terms
For more information, contact our International Business Department at
(713)414-3596 or e-mail us at loans@metrobank-na.com.
Business Consortium Fund (BCF) Loans
The Business Consortium Fund is a program of the National Minority Supplier Development Council (NMSDC). The fund is designed to help minority-owned businesses obtain working capital for contract financing.
- Loan documentation requirement similar to conventional bank loans
- $50,000 minimum amount
- Interest rate set according to the prime rate
For more information, contact a Loan Officer at (713)924-4511 or e-mail us at
loans@metrobank-na.com.
Business and Industrial (B & I) Loans
In an effort to help improve the economy in rural areas, MetroBank participates in the B&I Loan program. These loans are available to borrowers in areas with a population of less than 50,000. The loans can be used for:
- Business and industrial acquisitions
- Purchase of land and equipment
- Refinancing
- Pollution control or abatement
- Expansion or construction
- Working capital
For more information, contact a Loan Officer at (713) 414-3641 or e-mail us at
loans@metrobank-na.com.
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