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  ** Annual Percentage Rate.
Rates are as of 07/03/2008 and subject to change without notice.

Term $500 - 24,999 $25,000 - 49,999 $50,000 - 99,999 $100,000 - 499,999 $500,000&Over
30 days 2.00% 2.25% 2.30% 2.40% 2.50%
90 days 2.75% 2.75% 2.80% 2.85% 2.90%
180 days 2.85% 2.85% 2.90% 2.95% 3.00%
1 year 2.80% 2.85% 3.00% 3.00% 3.10%
18 Month 3.00% 3.00% 3.10% 3.20% 3.30%
2 year 3.40% 3.45% 3.50% 3.55% 3.60%
30 Month 3.50% 3.60% 3.70% 3.75% 3.75%
3 Year 3.50% 3.60% 3.70% 3.75% 3.75%
5 Year 3.75% 3.75% 4.00% 4.00% 4.00%

* Annual Percentage Yield.

Penalty applies for early withdrawal.
Term APY*
$0 - $999 0.50%
$1,000 - $9,999 1.40%
$10,000 - $24,999 1.75%
$25,000 - $49,999 1.80%
$50,000 - $99,999 2.20%
$100,000 and Higher 2.50%

Fees (maintenance and/or activity charges) could reduce earnings on Money Market accounts. Minimum balance required to obtain the stated APY.
Term APY*
NOW Account - $1000 & UP 0.65%

Fees (maintenance and/or activity charges) could reduce earnings on NOW account. The minimum balance required to obtain the stated APY is $1,000.

Term APY*
12 months 3.00%
18 months 3.10%
24 months 3.50%
Term Rate / APR**
15-year fixed 5.125% / 5.48%
30-year fixed 5.625% / 5.84%

** Annual Percentage Rate.
Rates are as of 07/03/2008 and subject to change without notice.

Residential mortgage rates are shown as of 07/03/2008. Rates are subject to change without notice. APR based on a 20% down payment and a loan amount of $100,000. Monthly principal and interest payment of $797.32(15-year loan) or $575.66(30-year loan). Applications are subject to final loan approval. For current mortgage interest rate please contact the Loan Originator at your local branch or call 713-414-3721.